Do you want to invest in the Stock Market?
If you want to own a business, pwede kang magsimula ng traditional business. Or pwede kang bumili ng shares ng mga kumpanyang listed sa Philippine Stock Exchange (PSE).
Thru the stock market, pwede kang maging co-Owner at Partner sa negosyo ni Jollibee, SM, Ayala, BPI, BDO, PLDT, Globe, Meralco, at marami pang iba.
There are Two (2) Ways to Invest in the STOCK MARKET.
DIRECT STOCK MARKET INVESTING
You need an online broker account and manage your personal account. Ikaw ang mag-aaral at magdedecide kung anong company ang bibilhin mo. It requires enough knowledge and time to be a profitable stock trader/investor.
INDIRECT STOCK INVESTING OR MUTUAL FUND
A mutual fund is an investment company that pools money from different individuals or institutions. The fund managers monitors the markets, always with the intention to maximize the returns of the fund.
Great News!
Anuman ang iyong hanapbuhay - teacher ka man, accountant, doctor, engineer, manager, factory worker, security guard, OFW, seafarer, empleyado o negosyante ka man - maaari ka nang makapag-Invest.
Mutual Fund is a Great EQUALIZER!
ALAM MO BA?
...na ang Mutual Funds ay isa sa mga investments ng mga mayayaman.
...na pati ang SSS ay nag-iinvest dito.
*Article credit to inquirer.net
Ang interest na kikitain ng P1,000 natin, ay kapareho din sa kikitain ng P5,000,000 ng ibang shareholder.
Ibig sabihin, kung 20% ang kinita ng MF company this year, lahat tayo pare-parehong 20% din ang tubo, in proportion kung magkano ang ating perang ininvest.
Features & Benefits Of Investing In Mutual Fund
Professional Management
1. PROFESSIONAL MANAGEMENT
May Full-time investment Expert na tumututok sa investments natin. Maliban sa kumain at matulog, trabaho niyang bantayan ang stock market o bond market.
So kahit busy tayo sa ating trabaho, careers, sa ating negosyo, o tayo’y nasa bakasyon, may Peace of Mind tayo na 'di hamak na mas magaling sa atin ang nagbabantay at nag-momonitor ng investments natin.
Potentially Higher Returns
Ang P1,000 ko, o P100,000 mo ay "naka-angkas" sa bilyong pera ng mutual fund company. Dahil dito, nakaka-access ang pera natin sa mga potentially higher yielding investments na available lang sa mga big-time investors.
Sinisiguro din ng fund manager that the mutual fund generates the best possible returns for the given level of risk of the mutual fund.
Diversification
A mutual fund company invests in 20 to 30 different companies in the stock market.
Kung direct stock market ka mag-iinvest, very limited ang mabibili ng P10,000 mo, or even 100,000.
Pero sa mutual fund, ang P1,000 mo ay automatic nakakalat sa iba't ibang kumpanya sa stock market. Malugi man ang dalawa, break-even ang lima, lumipad ang sampu, PANALO ka pa din!
Liquidity
You can sell your shares ANYTIME. Within 3 – 7 banking days lang, makukuha mo na as Cash.
Low Minimum Investment Requirent
For as low as P1,000, you can open a mutual fund account. Ibig sabihin, kahit minimum wage earner ay pwede na maging Investor.
Safety
Ang mutual funds ay highly regulated ng Securities and Exchange Commission (SEC). They are also regularly audited by an independent auditor. The assets of the mutual fund are held by a third-party custodian bank..
Some of the top-performing mutual fund companies:
Soldivo Funds
PhilEquity Management (PEMI)
ATR Asset Management (ATRAM)
First Metro Asset Management (FAMI, the mutual fund company of the Metrobank group)
Sunlife Asset Management (SLAMCI)
Philam Asset Management (PAMI)
